Have you never leased before and are worried about the process? If so then take a look at our answers to some of the common worries that first time leasers have to explain why you shouldn’t be scared of the leasing process.

Leasing is Too Complicated for Me to Understand

Leasing a car can seem daunting if it’s your first time, but don’t worry it’s a simple process.

To make it even easier to understand we’ve created a range of helpful guides to explain the different processes for you. Take a look at our > to see our guides on all aspects of the leasing process.  

Our helpful Leasing Consultants or Customer Services Advisors are here to help you every step of the way and answer any questions you may have.

You can contact us here, or by calling us on 03302210000.

Want to find out more about why you should choose Xcite Car Leasing for your first lease? Just click here. 


Will I Get a New Car?

Yes. All the cars that we lease are new vehicles.

With a new car you will be covered by the manufacturer’s warranty and for the first three years won’t need to worry about arranging MOTs.

Isn’t Leasing More Expensive?

As you do not own the vehicle with a lease you will not have to pay a large sum upfront or worry about the vehicle depreciating and the resale value of it, so if you update your vehicle every few years it makes sense to lease. 

A lease is a fixed cost over a set period of time so offers ongoing affordability for you. 

The cost of a lease does depend on the car you choose, and the contract terms you want, for example the mileage and length of contract and whether you want to add a maintenance package. 

With our great deals you’re likely to be able to afford a nicer car on lease than you would if you were buying outright.


Can I Even Lease?

If you are over 18 and have a full UK driving licence then you could be eligible for a lease.

To find out more take a look at either our Personal or Business Leasing Guides.

If you’re concerned about your credit and how this could impact your leasing options then have a look at this guide.

I Won’t Own the Car at the End of the Lease

No, you will not own the car at the end of the lease.

You may be able to request a quote to purchase the vehicle, but it is not guaranteed that this will always be an option.

However, as you do not own a vehicle you do not have the hassle of selling it at the end of the lease before getting your next vehicle.

You will also not need to worry about the vehicle value depreciating as you are not the owner.

I’ll Only Have Limited Miles

It is true that when you take out a lease you agree to a set mileage allowance, but you decide on what you want this to be.

When you sign your finance documents you will agree to the excess mileage charge, and if you have gone over your contracted mileage at the end of the lease then this will be invoice to you based on the agreed charge.

If you get partway through your lease and feel that you are going to do more or less than your contracted mileage, then we may be able to get a quote from your funder to increase / reduce your annual mileage allowance. You’d just need to get in touch with us to see if this is possible.

Don’t I Still Have to Pay for Servicing?

If you opt for an unmaintained lease, then yes, any servicing or maintenance work would be your responsibility.

However, when you decide which lease is right for you, you can add a maintenance package. This spreads the cost of any required servicing and maintenance across the duration of the lease and takes away some of the stress with a one stop number to arrange any work your car needs. For more information on maintenance packages click here.

Will I Still Get a Warranty on the Car?

As all our lease vehicles are brand new you will be covered by your manufacturer’s warranty for the first few years. The exact length varies between manufacturers and you can contact us or them directly to confirm the length on your lease vehicle.

Who Pays for the Car's MOTs?

A new car also means that for the first three years of the lease you will not need to arrange a MOT. Depending on the lease length you opt for you may not need to do this at all.

The car does need to be returned in a good condition. As you have had the vehicle for a number of years by the time it comes for you to return it finance companies allow for what is considered fair wear and tear.

Take a look at the BVRLA’s guidelines to see what is considered fair wear and tear.

Peace of Mind

Check out one of our helpful guides or our explaination of leasing to get all your questions answered.

View our FAQsGuides

Latest News

Get the latest news and blog posts from us.

View all News

Your Guide To Car Leasing

You can unsubscribe at any time

Lease Plan