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Xcite Car Leasing is a trading style of Wessex Fleet Solutions Limited.
The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.
We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.
As a Financial Conduct Authority regulated credit broker we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.
Wessex Fleet Solutions Limited also work as an Appointed Representative of AutoProtect (MBI) Limited (FRN 312143) which is authorised and regulated by the Financial Conduct Authority for Insurance Mediation. We will contact you, should you order a new vehicle, to offer you additional insurances on your vehicle. You can read the Initial Disclosure Document for our agreement with AutoProtect HERE.
We are a commission and fee-based organisation which means that we may receive payment(s) or other benefits from finance providers should you decide to enter into an agreement with us. These fees may be variable or pre-set depending on the product and the volume we place with the chosen supplier.
We do charge a fee for our services, this fee is an administration fee of £270 including VAT for a Personal Contract Hire (PCH) or £225 + VAT for a Business Contract Hire (BCH).
Wessex Fleet Solutions Limited is authorised and regulated by the Financial Conduct Authority. Our firm's reference number is 671619. You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: http://www.fca.org.uk/register/ or by contacting them on 0300 500 8082.
Other services we offer are not regulated by the Financial Conduct Authority however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.
Please visit our complaints procedure page.
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